Mould is a type of fungus that grows in multicellular filaments. It thrives in moist environments and produces spores that can cause health issues in humans. The spores are released into the air, both inside and outside your property.

Mould can begin to grow within 24 to 48 hours under favourable conditions of moisture and organic material.

Yes, mould can cause health problems. Mould exposure can lead to allergic reactions and respiratory issues and exacerbate conditions such as asthma or allergies in susceptible individuals.

You can tell if you have a mould problem if you notice musty odours, see visible mould growth on surfaces (such as walls, ceilings, or floors), or experience allergic symptoms like sneezing or coughing indoors, amongst many other severe health issues. Finding water stains or discolouration indicating moisture issues.

To prevent mould growth, ensure proper ventilation in bathrooms, kitchens, and other moisture-prone areas, promptly repair leaks or water damage, maintain indoor humidity levels below 60%, use dehumidifiers if necessary, clean and dry water-affected areas within 24-48 hours, and regularly inspect and clean areas prone to mould, such as air conditioning units and drip pans.

You can remove small areas of mould yourself using appropriate cleaning products (e.g., vinegar, bleach), protective gear, and proper ventilation. However, for extensive mould growth or if you’re unsure about handling it safely, consulting a professional mould removal company is recommended to ensure thorough and safe mould remediation.

Home insurance coverage for mould damage varies widely depending on the policy and the cause of the mould growth. Some policies may cover mould damage if it results from a covered peril, such as a sudden burst pipe. However, many policies exclude mould damage that is due to long-term maintenance issues or neglect. It’s important to review your specific insurance policy or consult with your insurance provider to understand what is covered and under what circumstances.